Captive Insurance… Why Your Experience Modifier Still Matters—Even in a Captive 30 Jun 202528 Jun 2025 In the world of group captive insurance, business owners are constantly told a comforting half-truth: "Your workers' compensation premiums are based on your actual losses—not your experience modifier." While technically…
Contractual Risk Transfer… Bridging the Knowledge Gap: Ensuring Insurance Agents Truly Understand Your Business Needs 16 Apr 202514 Apr 2025 In today's complex business environment, having an insurance agent who genuinely understands your company's unique risks, challenges, and needs is crucial. As outlined in the book The 10 Laws of…
Contractual Risk Transfer… Managing Risk: Best Practices for Use of Municipal Facilities 4 Apr 202530 Mar 2025 Significant risks come in all shapes and forms. For first responders, it’s a live wire. For public works, it’s a temperamental chainsaw. And for municipalities in general, a significant risk…
Contractual Risk Transfer… Risk Assessments and Crisis Management: A Guide for Municipal Leaders 2 Apr 202530 Mar 2025 Municipal leaders are tasked with numerous responsibilities that significantly affect the safety and well-being of their communities. Risk assessment and crisis management are crucial yet frequently neglected components of effective governance. Municipalities must…
Insurance… Harnessing Collective Strength: Why Group Captives Offer a Powerful Advantage for Business Leaders 11 Mar 202510 Mar 2025 For business leaders seeking to break free from the unpredictability and high costs of traditional insurance, Group Captives offer a compelling solution. By joining forces with like-minded companies, businesses can…
Insurance… Taking Control of Your Insurance Costs: Is Self-Insurance the Right Move for Your Business? 7 Mar 20255 Mar 2025 For business leaders navigating the ever-changing insurance landscape, the search for cost-effective and strategic risk management solutions is never-ending. While group captives have become a popular alternative to traditional insurance,…
Insurance… Unlocking Cost Savings and Control: Why Retrospectively Rated Insurance Might Be Your Best Option 5 Mar 20255 Mar 2025 For business leaders navigating the complex world of insurance, balancing cost control and risk management is an ongoing challenge. While traditional fixed-rate policies offer predictability and group captives provide a…
Contractual Risk Transfer… Mastering Contractual Risk Transfer: Protecting Your Business Through Strategic Agreements 3 Mar 20252 Mar 2025 In today's complex business environment, effectively managing risk is crucial for long-term success and financial stability. One powerful tool in a company's risk management arsenal is Contractual Risk Transfer. As…
