Uncategorized The “Equity Illusion”: Why Many Group Captive Members Falsely Believe They are Benefiting from Their Captive Program 12 Mar 202510 Mar 2025 Group Captives have gained popularity as an alternative to traditional insurance, promising cost savings, control, and financial rewards. However, many members fall victim to the "Equity Illusion"—the mistaken belief that…
Uncategorized Understanding Risk Analysis & Evaluation: A Critical Step in Risk Profile Improvement 31 Jan 202527 Jan 2025 In the complex world of business management and insurance, understanding and effectively analyzing risks is crucial for long-term success and financial stability. As outlined in The 10 Laws of Insurance…
Insurance… Beyond Quotes: Why obtaining insurance quotes isn’t enough to manage costs effectively. 24 Jan 202513 Jan 2025 In the world of business insurance, obtaining quotes from various providers is often seen as the primary strategy for managing costs. However, this approach can be misleading and insufficient for…
Insurance… The Evolving Insurance Landscape: Understanding Changes in Underwriting, Pricing, and Coverage Restrictions 20 Jan 202513 Jan 2025 The insurance industry is undergoing significant transformations affecting how businesses obtain coverage and manage risks. As outlined in the book The 10 Laws of Insurance Attraction, these changes are reshaping…
Insurance… The Impact of Catastrophic Claims on Insurance Premiums: A Case Study 17 Jan 202513 Jan 2025 The increase in premiums, the coverage limitations, and all of the headaches and frustrations businesses are battling with the insurance industry today actually started over a decade ago. What was…
Insurance… Understanding Insurance Pricing: How Insurance Companies Calculate Premiums and Assess Risk 15 Jan 202513 Jan 2025 Did you ever think that Google Maps could affect how insurance companies view you as a risk and determine your premiums? Read on to see how it does. With the…
Insurance… The 10 Laws of Insurance Attraction: Key Principles for Business Success in Today’s Insurance Landscape 13 Jan 202513 Jan 2025 In today's rapidly evolving insurance marketplace, businesses face unprecedented challenges in managing their insurance costs and coverage. The traditional approach of simply shopping for quotes is no longer sufficient. To…
Uncategorized Major 2024 Changes to Experience Mod Calculation in Pennsylvania: What Employers Need to Know 17 Nov 2023 The Pennsylvania Compensation Rating Bureau (PCRB) introduced major changes to workers' compensation Experience Modifier calculation, which will take effect from April 1, 2024. These changes are significant for employers, marking…
Uncategorized Legal Corner 8 Oct 202019 Sep 2020 ADAAbility to delegate does not remove essential functions of job In Tonyan v. Dunham's Athleisure Corp., a store manager injured her shoulder and was fired when she could no longer perform…
Uncategorized Things you should know 11 Aug 202019 Sep 2020 COVID-19 pandemic information Worker advocacy groups create guidance for apparel and textile workersThe Worker Rights Consortium and the Maquiladora Health and Safety Support Network have issued a set of guidelines intended to…
