Captive Insurance… Why Your Experience Modifier Still Matters—Even in a Captive 30 Jun 202528 Jun 2025 In the world of group captive insurance, business owners are constantly told a comforting half-truth: "Your workers' compensation premiums are based on your actual losses—not your experience modifier." While technically…
Insurance Why “Just Getting Quotes” is now a Broken and Dangerous Insurance Strategy 5 May 20254 May 2025 Every year, thousands of businesses follow the same broken ritual: invite a handful of agents, collect a few quotes, and hope for lower premiums. But this outdated model wasn’t created…
Insurance Controlling Your Insurance Destiny: Strategies for Managing Insurance Like Any Other Business Function 25 Apr 202521 Apr 2025 For decades, business leaders have treated insurance as a reactive cost center—a necessary evil to be shopped every 1–3 years through a fragmented, time-consuming process. But as The 10 Laws of…
Fleet Safety… Case Study: Overcoming Crushing Insurance Costs – From the Book “The 10 Laws of Insurance Attraction” 31 Mar 202530 Mar 2025 For businesses throughout the United States, 2008 and 2009 were years marred by economic turmoil, the Great Recession, forcing companies to grapple with massive financial challenges. Layoffs, lower productivity, and…
