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Tag: risk profile improvement

Fleet Safety…

Your Permanent Record: How Past Insurance Inspections and Submissions Haunt Your Premiums

23 May 202522 May 2025
Insurance companies never forget. Thanks to internal databases, archived inspection reports, and industry-wide digital records, underwriters can access your complete historical risk profile—even years after you've corrected course. That bad…
Fleet Safety…

The Hidden Data Insurers Are Using Against You

2 May 202528 Apr 2025
Insurance underwriting isn’t what it used to be. While many business owners still believe premium decisions are based on claims history and operations, the truth is far more complex—and far…
Insurance

Your Website Might Be Costing You More in Insurance—Here’s Why

21 Apr 202521 Apr 2025
For decades, insurance underwriters assessed risk by inspecting physical assets: warehouses, machinery, fleet vehicles, and safety protocols. But in today’s digital age, your company’s online presence—websites, social media, Google reviews,…
Insurance

Why Business Leaders Are Rethinking How They Buy Insurance—and Why You Might Want to Too

18 Apr 202514 Apr 2025
Every year, like clockwork, business leaders are bombarded with calls from insurance agents eager to “quote” their policies 90 to 120 days before renewal. Multiple agents enter the fray, each…
Insurance

Overcoming Negative First Impressions with Insurance Companies: Strategies for Improving Your Standing with Insurers and Underwriters

17 Feb 20252 Feb 2025
First impressions matter significantly in the insurance industry. As outlined in the book The 10 Laws of Insurance Attraction, how a business presents itself to insurers can have a lasting…
Uncategorized

Understanding Risk Analysis & Evaluation: A Critical Step in Risk Profile Improvement

31 Jan 202527 Jan 2025
In the complex world of business management and insurance, understanding and effectively analyzing risks is crucial for long-term success and financial stability. As outlined in The 10 Laws of Insurance…
Insurance

The Role of an Outsourced Chief Risk Officer: How This Position Can Benefit Businesses in Managing Insurance Costs

27 Jan 202527 Jan 2025
In today's complex business environment, managing risk and controlling insurance costs have become increasingly challenging tasks for companies of all sizes. As outlined in the book The 10 Laws of…

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By helping employers better manage their organizations, they not only become more attractive to insurance companies and earn significantly lower premiums, they also make their companies more productive, profitable and enjoyable.

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Recent Posts

  • Why Annual Safety Training is Costing You Money: The Business Case for Behavioral Safety Programs 3 Jul 2025
  • Why Your Experience Modifier Still Matters—Even in a Captive 30 Jun 2025
  • Safety Isn’t About Rules: It’s About Behavior 30 May 2025
  • Fleet Telematics and CAB Reports: Your Secret Weapon for Lowering Auto Liability Premiums 27 May 2025
  • Your Permanent Record: How Past Insurance Inspections and Submissions Haunt Your Premiums 23 May 2025
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