Fleet Safety… Safety Isn’t About Rules: It’s About Behavior 30 May 202522 May 2025 Most businesses think safety is about rules, posters, and annual training sessions. But real safety—and real premium savings—comes from changing behavior. Traditional compliance-driven programs focus on OSHA checklists and hazard…
Fleet Safety… Fleet Telematics and CAB Reports: Your Secret Weapon for Lowering Auto Liability Premiums 27 May 202522 May 2025 Rising auto premiums are strangling fleet-dependent businesses. Most owners blame market conditions, but the real culprits are often hidden: your Central Analysis Bureau (CAB) report and how you use telematics…
Fleet Safety… Your Permanent Record: How Past Insurance Inspections and Submissions Haunt Your Premiums 23 May 202522 May 2025 Insurance companies never forget. Thanks to internal databases, archived inspection reports, and industry-wide digital records, underwriters can access your complete historical risk profile—even years after you've corrected course. That bad…
Fleet Safety… Maximum Probable Loss and Your Fleet: The Hidden Driver of Commercial Auto Premiums 9 May 20254 May 2025 Insurers use actuarial models and past loss data to estimate your MPL. But increasingly, they also consider how your company will be perceived if a catastrophic accident ends up in…
Fleet Safety… The Hidden Data Insurers Are Using Against You 2 May 202528 Apr 2025 Insurance underwriting isn’t what it used to be. While many business owners still believe premium decisions are based on claims history and operations, the truth is far more complex—and far…
Fleet Safety… How Underwriters Judge You: The First Impression That Sets Your Premium 30 Apr 202528 Apr 2025 Imagine losing tens of thousands of dollars every year — not because of claims, but because of the first 30 minutes an underwriter spends researching your business. In today’s data-driven…
Contractual Risk Transfer… Bridging the Knowledge Gap: Ensuring Insurance Agents Truly Understand Your Business Needs 16 Apr 202514 Apr 2025 In today's complex business environment, having an insurance agent who genuinely understands your company's unique risks, challenges, and needs is crucial. As outlined in the book The 10 Laws of…
Contractual Risk Transfer… Risk Assessments and Crisis Management: A Guide for Municipal Leaders 2 Apr 202530 Mar 2025 Municipal leaders are tasked with numerous responsibilities that significantly affect the safety and well-being of their communities. Risk assessment and crisis management are crucial yet frequently neglected components of effective governance. Municipalities must…
Fleet Safety… Case Study: Overcoming Crushing Insurance Costs – From the Book “The 10 Laws of Insurance Attraction” 31 Mar 202530 Mar 2025 For businesses throughout the United States, 2008 and 2009 were years marred by economic turmoil, the Great Recession, forcing companies to grapple with massive financial challenges. Layoffs, lower productivity, and…
Fleet Safety… How Driver Screening Affects Your Fleet Insurance Costs 21 Mar 202514 Mar 2025 When it comes to insurance companies avoiding higher insurance premiums for your fleet, one of the biggest drivers of your premium is how thorough your driver screening is performed and…
