Captive Insurance… Why Your Experience Modifier Still Matters—Even in a Captive 30 Jun 202528 Jun 2025 In the world of group captive insurance, business owners are constantly told a comforting half-truth: "Your workers' compensation premiums are based on your actual losses—not your experience modifier." While technically…
Risk Management… Six studies: what does and doesn’t work to improve claims outcomes 7 Aug 201917 Jul 2019 Recently, there has been a plethora of studies related to claim outcomes in workers' comp and group health, several with surprising conclusions. Here are six of them: Workers' Compensation Medical…
